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Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.009%  1.000%
 5.000%  5.172%  0.000%
25 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.046%  1.000%
 4.875%  5.070%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.977%  1.000%
 4.750%  4.981%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.693%  1.000%
 4.375%  4.666%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.375%  4.000%  1.000%
 3.625%  4.036%  0.000%
3/1 Year Adjustable Rate
 Rate  APR  Points
 3.375%  5.146%  0.000%
5/1 Year Adjustable Rate
 Rate  APR  Points
 4.000%  5.259%  0.000%
7/1 Year Adjustable Rate
 Rate  APR  Points
 4.375%  5.365%  0.000%

Personalized Quote

Sharmaine P. Dixon

Loan Originator

NMLS Registry Number: 1607542

3721 Oberlin Ave.
Lorain, Oh 44053-2761

Office 440 282-6072
Cell Phone: 330 319-0079
Fax: 440 282-6164


Originally from Washington D.C., I moved to Ohio when I entered college and received my Bachelor’s and Master’s degrees in Psychology.  I have been working in the banking and financial industry, counseling clients on financial responsibility. Working closely with clients and knowing that I am helping them achieve a goal is my favorite part.

In my free time I love to read, shop and spend time with my family, friends and sorority sisters. Jamming to Justin Timberlake, watching the “Golden Girls” and “Murder She Wrote” is my idea of a perfect day.


Applying online is as easy as 1-2-3.

You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed, and in the case of preapprovals, submitted for instant online approval.
  3. A First Federal Savings of Lorain loan originator will follow up to answer your questions.

At First Federal Savings of Lorain, our goal is to provide the highest level of service at competitive rates. Our loan originators are only a phone call away if you need help. Contact Danielle at 419 433-2437.